In 2016 I decided to have a household or home planner for me to track my expenses, bills, payments and other information exclusively. At first,
I wasn’t sure how exactly I would set it up, but then, after realizing that I didn’t like my Erin Condren planner and that I wasn’t using my favorite of favorites Pink Fluoro Filofax binder, I went ahead and combined both.
I did destroy my $100, Erin Condren, I saved the covers and pull out the pages, punched them and inserted them in my Filofax binder. I created some kind of tracking system where I would use the monthly inserts to keep track of deadlines to pay bills, have an overview of our budget, and keep some control of our finances. This is the first time I carry a planner only to keep the financial matters in one single place, and it worked great!
Every month, I was able to sit down at my desk and go over our bills, take our my planner, see what was paid last month, what needs to be paid, what are the due bills and even see whether our phone bill had gone up or whether we needed to pay more for our credit card this month or not. It worked! The reasons why I believe it did work are the following:
- All your financial matters and home related numbers and bills are in one single place
- You can use your calendar pages or any inserts to keep track of financial issues as needed.
- You can then store the bills you paid, and file them later if you need to without losing them
- You have a clear overview of your expenses, you can compare the numbers to the previous month and make an estimate for the next month based on past information.
- A financial binder or home binder allows you to keep all together in one place, and have quick access to it if you need to.
- You avoid paper clutter because you can easily store everything in there, or file in that moment or later. There is only so much you can store in your binder so at some point you will need to get rid of your papers!
- You can use any inserts, dated or undated or use any customized inserts if you wish. You can use anything! Even plain paper
- It saves you time and keeps your bills and numbers organized!
I plan on continuing using my good Fluoro Filofax in 2017, and use some inserts from Yellow Paper house that I bought in 2014 and never really got to use. They are already punched and ready for me to insert in my binder next year.
I strongly encourage you to take any binder, especially if you have one with big rings and customize it to your needs, allocate a use to it and create the habit of looking into it every time you need to. Believe me, it will make your life easy and will save you time and energy over time.
Here you go! Filofax binders or ring binders for that matter are ideal for this kind of planner because you can put in or take out any pages as the year progresses. In this binder, I keep only 4 months at a time because I also keep tons of notes in the back.
Here are a few more pictures of how it looks like on the inside but you can definitely come up with your own setup, there are a million ideas out there and you can also refer to Philofaxy in case you need to print new inserts. They have a great section of resources for
I hope this idea will help you make up your mind about how to enhance your good habits or create new ones, and use your new or old binders to keep a more organized life. Remember that the least number of things you store in your brain the more space you will have in your mind for those things that really matter.
Let me know if you decide to keep a financial planner and if you use one already, do let me know how it is working for you and what makes it work?
A well-organized planner will help you reach your financial goals much better because it will allow you to keep a clear view of where you’re spending your money and what you can do to adjust your budget, spend less and do meaningful things.
Planners help us keep track of where things go in our lives and choose the direction we want to go once we see how we spend our time and what we do it with. After all, we are the ones taken the decisions of where our money and time go, you are the one writing your own story. I hope this will inspire you to continue finding your own system.
Thank you for reading and don’t forget to share this post if you liked it. Until next time!